Captive Administration

Build or Boost Your Captive—Powered by Get Covered

Whether launching a new captive or enhancing an existing one, partners rely on Get Covered’s infrastructure, expertise, and technology to scale confidently.

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Transparent Consultation to ensure stakeholders clearly understand coverage terms
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Custom Coverage & Control.
Tailor policies to unique risks traditional insurers may not cover well
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Scalable Entry with Captive-Ready Flexibility

Tailored Captive Program Design

Get Covered assesses your portfolio, loss history, and risk appetite to build a custom insurance strategy—whether you're launching a new captive or refining an existing one.

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Trusted by multifamily operators nationwide

$200k

Avg. Operational Savings

100%

Compliance Guaranteed

3,500+

Partners

End-to-End Policy Compliance Management

Eliminate manual tracking—Get Covered verifies, monitors, and ensures resident insurance compliance, taking 100% of the burden off onsite teams.

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A group of people sitting on a couch holding presents.

Seamless Auto-Enrollment into Captive

Residents without valid coverage are automatically enrolled in the owner's captive program, ensuring consistent protection and reducing uninsured risk.

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A woman wearing glasses is looking at her cell phone.

Scalable Entry with Captive-Ready Flexibility

Start with a non-captive solution and seamlessly transition to a captive model when you're ready—no disruption, no added workload.

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Two women sitting at a table with a laptop.
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AI Driven Solutions

Simplify Insurance, Maximize Protection

Join the property managers, landlords, and leasing agents already automating insurance with Get Covered’s powerful platform.

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Frequently asked questions

Still have questions? We’ve got answers to help you feel confident in switching 
to smarter insurance.
If We’re Interested in Setting Up Our Own Captive, How Does Get Covered Help?

Get Covered will take a deep dive into your portfolio, loss history and risk appetite. Get Covered works with many insurance carriers, re-insurers and Captive Managers. Based on your risk appetite, GC will facilitate the most advantageous program for your needs. On average, loss ratios for Renters Insurance have been between 25%-35%, so there’s significant opportunity for profit. However, there is risk associated with these programs and it’s imperative to have the right strategy when implementing.

If We Already Operate Our Own Captive, How Does Get Covered Help?

In this scenario, Get Covered’s greatest value-add is its Insurance Verification and Tracking Services. If residents already have their own 3rd party insurance, Get Covered will review every policy and ensure it meets the building’s minimum requirements. Get Covered eliminates 100% of the work from the onsite/ management team and works with each resident to ensure compliance. Once a policy has been verified, Get Covered will continue to monitor each policy to ensure the resident stays in compliance. If they fail to maintain or cancel their policy after lease signing, GC will auto-enroll them in the owner’s captive and add the additional cost to their rent.

Are We Ready For A Captive?

We recommend our partners take a walk then run approach when considering a captive. We have the flexibility to start partners in a non-captive solution then transition to a captive with the flip of a switch. Once we test the portfolio’s losses and can properly adjust pricing and risk, there is no additional work for our clients when switching from non-captive to captive.
Get Covered creates custom insurance programs for each partner to properly protect you and your residents.